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South Carolina Leadership 


 Jimmy Moore
  SC Division Manager






Merchant Bill
of Rights
If you accept credit, debit or prepaid cards, you have the right to know where your money is going. Heartland revolutionized the industry by empowering small and mid-sized businesses to understand all card processing costs. Heartland has published the Merchant Bill of Rights, proposed as an industry standard, which encompasses ten core rights that Heartland feels every merchant should receive from their processor. Know your merchant rights by visiting today.


Better Business
Bureau A+ Rating
Heartland is an accredited member of the Better Business Bureau and has received its highest A+ rating.


The right to know the fee for every card transaction — and who’s charging it.


The right to know the markup of card brand fee increases.


The right to know all card brand fee reductions.


The right to know all transaction middlemen.


The right to know all surcharges and bill-backs.


The right to real-time dedicated service.


The right to encrypted card numbers and secure



The right to real-time fraud and transaction monitoring.


The right to reasonable equipment costs.


The right to live customer support 24/7/365.


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